Last Updated: February 16, 2026
By submitting a merchant application, lead form, or request for services through Sierra Merchant Solutions LLC (“SMS,” “we,” “us”), you acknowledge and agree to the disclosures below.
1. No Guarantee of Approval
Submitting an application or inquiry does not guarantee approval. Approval, pricing, and terms are determined by underwriting criteria of acquiring bank(s), processor(s), and related partners.
2. Accuracy of Information
You agree that the information you submit is accurate and complete to the best of your knowledge. Incomplete or inaccurate information may delay processing or result in a decline.
3. Authorization to Verify Information
You authorize SMS and our processing/underwriting partners to verify the information you provide, including through:
- Business databases and public records
- Identity verification and fraud prevention checks
- Bank account validation (when applicable)
- Contacting you and/or your business references
4. Credit Checks (Where Applicable)
Depending on the product and underwriting requirements, you authorize SMS and our partners to obtain consumer and/or business credit reports on business owner(s), principal(s), or guarantor(s) as permitted by law for underwriting, account review, and risk monitoring.
5. Sharing Information With Partners
You authorize SMS to share your application and supporting information with acquiring banks, processors, gateways, POS providers, and other service providers involved in evaluating, onboarding, and supporting your account.
6. Electronic Records & E-Signature Consent
You consent to receive disclosures, notices, and communications electronically (for example, via email, web portal, or electronic signature platform). You agree that your electronic submission, acknowledgement checkboxes, typed name, and/or e-signature may constitute your legal signature.
7. Communications Consent (Email)
By providing your email address, you consent to receive communications related to your inquiry and account. You may also receive marketing emails; you can unsubscribe at any time using the link in the email (we use platforms such as Constant Contact).
8. Communications Consent (Phone/Text)
If you provide a phone number, you consent to receive calls and messages related to your inquiry, onboarding, and support. For marketing calls/text messages, we recommend a separate optional checkbox on the application form (see below).
Recommended checkbox language
Required (1):
☐ I confirm the information provided is accurate and I have authority to submit it on behalf of the business. I have read and agree to the Merchant Application Online Disclosure and Privacy Policy.Required (2) if e-sign is used:
☐ I consent to electronic records and signatures, and to receive disclosures and notices electronically.Optional marketing (recommended separate):
☐ I agree to receive promotional emails and marketing communications from Sierra Merchant Solutions. I can unsubscribe at any time.
☐ I agree to receive marketing calls/text messages (autodialed or prerecorded where permitted). Message/data rates may apply. Consent is not a condition of purchase.
9. Privacy Policy
Your submission is subject to our Privacy Policy. Please review it before submitting any sensitive information.
Contact
Contact us or call (775) 634-3000.